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Supplemental Liability Insurance (SLI) Supplemental Liability Insurance (SLI)
If you elect to purchase SLI, coverage will be provided to you and any authorized driver under an excess automobile policy issued to Payless. SLI provides protection for third party automobile claims for the difference between the minimum financial responsibility limits provided under Applicable Law and a maximum combined single limit of liability of $300,000 in all states depending on the jurisdiction of rental for bodily injury, death or property damage for each accident. This coverage is provided under a policy of excess liability insurance more fully described in the available brochure and is subject to all of the terms, conditions and limitations described in the Rental Terms and Conditions , except that notwithstanding anything contained in the Rental Terms and Conditions, the terms of the policy will at all times control. SLI does not apply to liability for bodily injury or property damage arising out of any "prohibited use of the car" as described in the Rental Terms and Conditions of the Agreement, all of which are exclusions to SLI. Other exclusions to SLI are listed in the SLI policy. You understand that you will be charged the rate per day for a full day even if you don’t have the car for the entire day
What is Supplemental Liability Insurance (SLI)?
Payless has Supplemental Liability Insurance (SLI) available at participating U.S. locations. SLI is a special optional service offered by Payless when you rent a Payless car. It’s an “Excess Automobile Liability Insurance Policy” that provides additional liability insurance, within specified limits, above the limits provided in the Payless rental agreement. SLI insures you, and any authorized driver as defined in the Payless rental agreement, against claims made by third parties against you, the customer, for bodily injury/death and property damage caused by the use or operation of a Payless rental vehicle as permitted in the Payless rental agreement. SLI is a separate insurance policy issued to Payless by Empire Fire And Marine Insurance Company. It is made available to you as the customer when renting a Payless vehicle if you elect to accept SLI for an additional daily charge as shown on the Payless rental agreement.
What are the coverage limits provided by SLI?
The SLI coverage limits equal the difference between the SLI maximum $300,000 combined single limit in all states and the liability protection limits provided under the Payless rental agreement.
When and where does SLI coverage apply?
You and authorized operators are covered while driving your Payless rental vehicle within the United States and Canada, but only if the vehicle is rented and returned in the United States. Coverage does not apply in Mexico.
What exclusions apply to SLI?
The following highlights some of the exclusions that would preclude SLI. It is important that you read the rental document and the policy carefully for all exclusions.
• Any Prohibited Use of the Car as described in the Rental Terms and Conditions
• Bodily injury to or Property Damage to any Insured; nor, to the extent permitted by law in the state where the rental document is signed at time of rental/where the car is rented, to Bodily Injury or Property Damage to any person who is related to any Insured by blood, marriage or adoption and residing in the same household.
How do I report a claim?
If you are involved in an accident, you must complete an accident report and deliver it to the Payless rental location. To make a claim or give notice of a claim, send written notice to: Payless Rent A Car, Attn: Claims, P.O. Box 61247 Virginia Beach, VA 23466 and call 866-446-8376 or email: callcentershared@fleetresponse.com.
For the full brochure, please click here.
If you elect to purchase SLI, coverage will be provided to you and any authorized driver under an excess automobile policy issued to Payless. SLI provides protection for third party automobile claims for the difference between the minimum financial responsibility limits provided under Applicable Law and a maximum combined single limit of liability of $300,000 in all states depending on the jurisdiction of rental for bodily injury, death or property damage for each accident. This coverage is provided under a policy of excess liability insurance more fully described in the available brochure and is subject to all of the terms, conditions and limitations described in the Rental Terms and Conditions , except that notwithstanding anything contained in the Rental Terms and Conditions, the terms of the policy will at all times control. SLI does not apply to liability for bodily injury or property damage arising out of any "prohibited use of the car" as described in the Rental Terms and Conditions of the Agreement, all of which are exclusions to SLI. Other exclusions to SLI are listed in the SLI policy. You understand that you will be charged the rate per day for a full day even if you don’t have the car for the entire day
What is Supplemental Liability Insurance (SLI)?
Payless has Supplemental Liability Insurance (SLI) available at participating U.S. locations. SLI is a special optional service offered by Payless when you rent a Payless car. It’s an “Excess Automobile Liability Insurance Policy” that provides additional liability insurance, within specified limits, above the limits provided in the Payless rental agreement. SLI insures you, and any authorized driver as defined in the Payless rental agreement, against claims made by third parties against you, the customer, for bodily injury/death and property damage caused by the use or operation of a Payless rental vehicle as permitted in the Payless rental agreement. SLI is a separate insurance policy issued to Payless by Empire Fire And Marine Insurance Company. It is made available to you as the customer when renting a Payless vehicle if you elect to accept SLI for an additional daily charge as shown on the Payless rental agreement.
What are the coverage limits provided by SLI?
The SLI coverage limits equal the difference between the SLI maximum $300,000 combined single limit in all states and the liability protection limits provided under the Payless rental agreement.
When and where does SLI coverage apply?
You and authorized operators are covered while driving your Payless rental vehicle within the United States and Canada, but only if the vehicle is rented and returned in the United States. Coverage does not apply in Mexico.
What exclusions apply to SLI?
The following highlights some of the exclusions that would preclude SLI. It is important that you read the rental document and the policy carefully for all exclusions.
• Any Prohibited Use of the Car as described in the Rental Terms and Conditions
• Bodily injury to or Property Damage to any Insured; nor, to the extent permitted by law in the state where the rental document is signed at time of rental/where the car is rented, to Bodily Injury or Property Damage to any person who is related to any Insured by blood, marriage or adoption and residing in the same household.
How do I report a claim?
If you are involved in an accident, you must complete an accident report and deliver it to the Payless rental location. To make a claim or give notice of a claim, send written notice to: Payless Rent A Car, Attn: Claims, P.O. Box 61247 Virginia Beach, VA 23466 and call 866-446-8376 or email: callcentershared@fleetresponse.com.
For the full brochure, please click here.